How to Get a Replacement Car Key
Losing your car keys can be a traumatic experience. It can also be costly dependent on the type of car you own.
Calling an auto locksmith is the easiest way to replace keys. This option is usually cheaper and quicker than calling a dealership or roadside assistance.
Cost
Not long ago lost your car keys was no big issue. You could just visit the local hardware store to purchase a new key. Fortunately, today the process is more complex and expensive. The reason is that automobiles have become more technologically advanced, which means keys are also. While this can make the keys more secure from theft, they are also more expensive to replace.
The cost of replacing keys for a car that have been lost will vary depending on the year, model and make of your vehicle. Many newer cars have key fobs with transponder chips to protect against theft. These chips need to be connected to your vehicle, which typically requires a locksmith or dealership. The cost of this service will depend on the kind of car you own, but can be up to $200.
Additionally, certain modern vehicles utilize laser-cut keys that have to be programmed with a specific machine, which is only available at dealerships or specialist auto locksmiths. The cost of the key for this kind of lock is as high as $100.
The location of your home will also affect the cost. You'll likely need to pay more for service if you live in an area with a lot of distance since the tow truck and locksmith must travel a long distance to reach you. Moreover, a locksmith will charge extra for holidays, after hours, and weekends.
You can reduce the cost of replacing keys to your car by keeping a spare one at the house or in your wallet. Keep your car's title or registration papers on you. These will be required to prove ownership if you have to call the dealership to request a new key. Additionally, you can make use of your roadside assistance service to assist with the process. car key replacement near me might be able to offer you an interim replacement, based on their conditions and terms.
Time is an important factor.
The loss of your car keys can be frustrating, but you shouldn't panic. First, take a moment to look for your car keys in obvious places like your purse or pocket. Then, go back through your day and try to remember where you might have left keys. This will aid in determining if you've lost them or if they're still in your car. If you're unable to locate your car keys, it may be time to find an alternative.
Most modern cars come with an electronic key fob that utilizes a code to unlock and start the vehicle. This kind of key has to be reprogrammed in order to work with the specific vehicle you own, and this is typically a task for an expert. Contact an auto locksmith and bring proof of ownership.
Old-fashioned metal car keys are much more simple to replace than remote fobs for keys. They function completely mechanically and aren't difficult to duplicate, so a local locksmith can make you a replacement on the spot in the event that you've lost one. The locksmith can also duplicate your ignition cylinder, but it's an additional cost. If you'd like to backup your old-fashioned car keys you can visit an hardware store that specializes in automobiles and get them copied quickly and cheaply.
If your car keys are starting to look worn out and you are thinking of replacing them, you should think about replacing them. The teeth on the keys and the lock cylinder could wear down due to regular use and make it difficult for them to align correctly with one another. If the key begins to become stuck inside the lock, it's an indication that it's time to replace it.
If you have a newer car that is an expensive model, the key might need to be programmed by the dealership. This is a complicated task which can be costly and take a long amount of time to complete. Depending on the make of your car, you may be able to have the process covered by your vehicle warranty or car insurance.
Availability
Even if you're a great driver it's still possible to lose your car keys. This can be a major problem especially at a time that isn't convenient like when you're at the grocery store or gas station and want to get back home. There are a variety of ways to replace your lost key. You can contact your insurance company or locate a local locksmith, or call roadside assistance.
You'll first need to determine the type of key you're using. It is important to understand that different cars use different keys. Some are old-fashioned and lock through the key cylinder while others have chips that communicate with the car in order to unlock the doors and open it up. Certain keys can be replaced with an auto locksmith, while you may have to go to a dealership to purchase one from the manufacturer if it is a smart key.
You should first read the instruction manual or contact the dealer for instructions on how to program the key to your car. You'll need to provide proof of ownership and could require waiting a few days for the dealer to order your replacement. This method will also require that you bring your vehicle to a locksmith or another service provider to get it programmed. This isn't the best choice for people with limited mobility or tight schedules.
If you have a spare key the process is much easier. You can buy a replacement car key online at a cost that is affordable based on the model of your vehicle. However, if your keys have transponder or key fob element, you'll have to go to a reputable expert to have them replaced and programmed. Depending on your car's model and make, you may need to have it towed by the dealer or hire a locksmith replace the key.
Another method to obtain a new car key is by using a Bluetooth tracker. These small devices attach on your keyring, and emit a signature which can be read by an iPhone with an application installed. The app will then show you where the key is so you can locate it if you need to.
Insurance
Car insurance typically does not cover the cost of keys lost. However, there are exceptions. Some of the top insurance companies, that are committed to ensuring customer satisfaction, offer additional coverage for things like keys lost. It is usually an extra cost, but could be less expensive than paying out on your own for key replacement costs.
Whether or not car insurance covers keys lost is contingent on the specific policy and deductible. The majority of traditional metal keys are easily replaced however, it could be more difficult if you own an electronic fob, or smart key. These keys are laser-cut and utilize chips that transmit signals to the vehicle, meaning they are much more complicated to replace than traditional mechanical keys. They are also more expensive because you'll need to pay a locksmith as well as the key itself.
If you're looking to cut costs on a key replacement, consider using an auto club or roadside assistance service. These services can offer locksmiths discounted rates and even pay the cost of the new key. Some of these companies provide emergency lockout services which is helpful when you are in a hurry to travel.
You can also contact your car dealer to see if it can assist. Locksmiths are usually on staff at most dealerships, and may be able make keys at reasonable prices. However should the dealer need to purchase a brand new key for your model it may take a few days for it to arrive. Keep all receipts and paperwork whatever method you decide to use. This will allow you to file a claim if needed with your insurance company.
Although it's not a pleasant experience losing your car keys could happen to anyone. There are ways to avoid costly consequences. The quickest and cheapest way to replace keys for your car is calling a locksmith in your area. However, you must weigh the financial benefits against the time and cost involved before filing an insurance claim.